Based in Panama · working across Latin America and Europe
Raphael Meira Lima
Digital Transformation & AI Executive
I help enterprises turn AI ambition into governed operating models, measurable decisions, and durable business value across LATAM and global programs.

Executive summary
Digital Transformation & AI Executive based in Panama, with more than fifteen years leading analytics, machine learning, and enterprise AI across consulting, banking, retail, payments, manufacturing, and life sciences.
Focused on AI strategy and business value, generative AI and agents, data science operating models, MLOps, and Responsible AI governance, connecting executive agendas to technical execution.
Works with senior stakeholders who need clarity, governance, and measurable outcomes; fluent in English and Portuguese, with advanced Spanish.
Selected impact
- Recognition
- CIOReview LATAM — Top Leader in the IT Industry · 2023
- Leadership scope
- Progression to Global AI Strategy Lead, framing enterprise AI strategy, governance, and value.
- Sector breadth
- AI and data leadership across banking, retail, payments, consulting, and industry.
Featured cases
View all cases- 2014-2015Itaú Unibanco: A major Brazilian financial institutionImprove credit decision quality across the lifecycle while keeping risk and delinquency under control.
- 2015-2017Banco BV: A Brazilian retail and wholesale bankKeep regulatory-capital calculations and risk models auditable and reproducible under supervisory scrutiny.
- 2017Mercado Libre / Mercado Pago: Leading Latin American commerce and digital-payments ecosystemControl fraud and chargeback exposure without creating excessive false declines or constraining legitimate payment growth.
Experience
More than fifteen years across consulting, banking, retail, payments, manufacturing, and life sciences.
View full experience