Raphael Meira Lima

Experience

Reverse-chronological career across consulting, banking, retail, and payments.

  1. AI Senior Executive (Global AI Strategy Lead)

    Apr 2025PresentCurrent

    Capgemini

    • Shape enterprise AI and generative AI strategy for LATAM and European programs.
    • Frame governance and value realization for boards and transformation sponsors.
  2. Generative AI Manager

    Dec 2023Apr 2025

    Capgemini

    • Guided clients from generative AI experiments toward governed adoption.
    • Built operating models, executive narratives, and change management for AI.
  3. Head of AI & Machine Learning

    Feb 2021Nov 2023

    Grupo Boticário

    • Led enterprise AI/ML: personalization, recommendation, fraud, and demand intelligence.
    • Moved from isolated models to a Center-of-Excellence operating model across brands.
  4. Data Science Coordinator

    Mar 2020Feb 2021

    Grupo Casas Bahia

    • Coordinated retail and e-commerce data science for commercial and operational analytics.
    • Supported consistent credit decisioning integrated with retail operations.
  5. Data Science Specialist

    Mar 2019Mar 2020

    Banco BV

    • Credit risk analytics across origination, IFRS 9, collections, and fraud.
    • Strengthened segmentation and data governance for the credit lifecycle.
  6. Data Science Specialist

    Dec 2017Mar 2019

    Arab Banking Corporation

    • Wholesale credit analytics: approval quality, decisioning, and early warning.
    • Aligned corporate credit growth with controlled concentration and compliance.
  7. Data Science Coordinator

    Apr 2017Dec 2017

    Mercado Livre

    • Personalization, recommendation, and fraud prevention at digital-payments scale.
    • Balanced fraud-loss reduction with legitimate checkout experience.
  8. Senior Data Scientist

    May 2015Mar 2017

    Banco BV

    • Credit lifecycle decisioning and risk analytics for vehicle finance.
    • Supported score cutoffs, behaviour monitoring, and collections prioritization.
  9. Mid-Senior Data Scientist

    Mar 2014May 2015

    Banco Itaú

    • Credit risk, IFRS 9, collections, and fraud analytics.
    • Contributed to segmentation and governance across the credit portfolio.
  10. Data Scientist

    Jan 2011Feb 2014

    Accenture

    • Consulting analytics and machine learning for enterprise clients.
    • Delivered predictive models and decisioning support across sectors.
  11. Data Scientist

    Jan 2010Dec 2010

    Banco Itaú

    • Foundations in credit and customer analytics.
    • Early work on scoring and portfolio insight.