Raphael Meira Lima

Capabilities

Grouped by executive value — from AI strategy to credit-risk analytics.

AI Strategy and Value

  • AI strategy & portfolio prioritization

    Translate business ambition into prioritized AI portfolios and investment logic.

  • Business-case & value realization

    Design value cases, KPIs, and adoption paths that survive contact with operations.

  • Executive narrative for AI

    Frame AI decisions for boards, C-levels, and transformation sponsors.

Generative AI and Agents

  • Generative AI adoption

    Move from pilots to governed generative AI products and workflows.

  • AI agents & orchestration

    Design agentic patterns with human oversight and measurable tasks.

  • Knowledge systems & RAG

    Ground enterprise knowledge for safe, useful generative experiences.

Data Science and Machine Learning

  • Applied machine learning

    Supervise delivery of predictive and decisioning models in production contexts.

  • Personalization & recommendations

    Improve conversion, relevance, and customer experience with ML.

  • Fraud & abuse prevention

    Balance loss reduction with customer friction in digital channels.

  • MLOps & model lifecycle

    Operating practices for monitoring, stability, and iteration.

Governance and Responsible AI

  • Responsible AI

    Embed fairness, transparency, and risk controls into AI programs.

  • Data & AI governance

    Align policies, quality, and accountability across the data and AI estate.

  • Risk-aware AI in regulated contexts

    Operate AI under financial and life-sciences constraints.

Transformation and Operating Models

  • AI / Data operating models & CoEs

    Build teams, rituals, and platforms that scale beyond hero projects.

  • Change management for AI

    Drive adoption across business and technology stakeholders.

  • Cloud & data platform strategy

    Connect cloud and data foundations to AI outcomes.

Leadership and Executive Communication

  • Multidisciplinary leadership

    Lead data, ML, analytics, and adjacent engineering partners.

  • AI talent & remote leadership

    Hire, develop, and coordinate distributed AI talent.

  • Stakeholder management

    Align product, risk, finance, and technology agendas.

Credit Risk and Financial Analytics

  • Credit risk decisioning

    Application and behaviour scoring, limits, and pricing support across the credit lifecycle.

  • IFRS 9 & expected loss

    Analytics support for provisioning and expected-loss perspectives.

  • Collections & recovery analytics

    Prioritize actions with collection scoring and cure/recovery thinking.

  • Risk-adjusted performance literacy

    NPL, expected loss, and model-quality literacy for executive dialogue.